Child Insurance: How to Get a Policy for Traveling with Kids🧒

Traveling with a child is always not only a joy, but also added responsibility. Preparing documents, adjusting the route to suit children's needs, packing a first-aid kit... And of course — travel insurance. In this article, we explain why it's necessary, how to get it properly, and what a child’s policy should include in 2025.

Why get insurance for a child?
Most countries (especially in Europe and the Schengen Area) require medical insurance for entry — for both adults and children, regardless of age.

Even if it’s not required, insurance:

  • ensures fast medical care without queues or upfront payments;
  • covers urgent situations — allergies, injuries, fever, poisoning;
  • provides 24/7 support service in Ukrainian;
  • helps avoid costs of tens of thousands of hryvnias.

📝 How to get a child’s insurance policy?

Choose the right policy type
A child needs a travel medical policy that includes:

  • outpatient and inpatient care;

  • medication coverage;

  • evacuation (if needed);

  • emergency dental care.

Additionally, consider:

  • COVID coverage;

  • accident insurance;

  • trip cancellation insurance (especially if prepaid).

Enter the child’s age
Some insurers categorize children by age (e.g., 0–6 years, 7–17 years). Pricing and terms may vary.

Get it online in 5 minutes
On our website, simply enter:

  • one parent’s details;

  • child’s name and date of birth;

  • destination country and travel dates;

  • select a package.

The policy is sent to your email immediately after payment — you can print or save it to your phone.
 

🌍 Which countries require child insurance?
In 2025, insurance is required for children traveling to:

  • Schengen Area countries;

  • Turkey (even without a visa);

  • Egypt, Tunisia, Thailand, UAE — as per tour operator rules;

  • USA and Canada — strongly recommended due to high healthcare costs.

📌 Frequently Asked Questions

🔸 Is a separate policy needed if a child travels with a parent?
Yes. Each traveler must be insured separately, even an infant.

🔸 Is insurance included in a travel package?
Sometimes — yes, but it may have limited coverage. It's best to check or get additional insurance.

🔸 Is the policy valid if the child was sick before the trip?
No — that’s a "pre-existing condition". The policy only covers acute illnesses that begin during the trip.

 

Conclusion
Travel insurance for a child is not a formality — it's protection for their health and your peace of mind. The cost is just a few dozen hryvnias per day, while potential medical bills may reach thousands of dollars.

 

 

Planning a trip with your child?
Get your insurance now — online in just 5 minutes.
👉 GET INSURANCE

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